Obviously, the first thing you should do is try not to get one!<\/p>\n
A recent study found the following average rate increases, keep in mind this is nationwide and includes all carriers. \u00a0Each state will have differences, and even further differences company to company, but felt that these averages may be helpful to some of our customers.<\/p>\n
One misconception I hear very often is, “They told me I wouldn’t get any points on my license, so my insurance shouldn’t be effected.” \u00a0There are two different items at play here. \u00a0In the state of Georgia, every time you get a violation there is a corresponding number of points that are added to your license. \u00a0Once you reach a certain number of points the State will suspend your license. \u00a0These tickets are still reported to the state and are added to your Motor Vehicle Report (MVR). \u00a0 Insurance companies do not care about your point totals with the state, or what sort of deal you worked out with the court. \u00a0If you have a ticket, they are going to use it in determining your rate.<\/p>\n
It is common that a person who gets a ticket pleads “Nolo” or “Nolo Contendere.” \u00a0This basically is telling the authorities that you do not wish to contend or argue the ticket. \u00a0You pay the fine, and in return for you not trying to argue they agree to waive the points that they would otherwise add to your license. \u00a0Again, this will show up on an MVR and it will be used in rating.<\/p>\n
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Obviously, the first thing you should do is try not to get one! A recent study found the following average rate increases, keep in mind this is nationwide and includes all carriers. \u00a0Each state will have differences, and even further … Continue reading